Master Your Money, Change Your Story
Budget monitoring isn't about restriction. It's about freedom. Our structured learning program helps you build the skills that actually matter when your income varies or expenses surprise you. Real tools for real people who want to stop worrying and start planning.
Start Your Journey
Three Paths, One Goal
Choose the learning track that fits where you are right now. No prerequisites, no judgment—just practical education that meets you at your level.
Foundation Track
Start from scratch. Learn basic tracking, understand where money goes, and build your first realistic budget. Perfect if spreadsheets make you nervous or you've never tracked expenses before. Eight weeks, two evenings per week.
Growth Track
You know the basics but need structure. We'll cover variable income management, emergency fund strategy, and debt prioritization. Designed for people who track inconsistently or feel stuck in their progress. Ten weeks of focused learning.
Advanced Track
Ready for complex scenarios. Multi-income households, business expense separation, tax preparation integration, and long-term projection modeling. This is the deep dive. Twelve weeks with monthly follow-up sessions through early 2026.
What You'll Actually Learn
We skip the theory lectures. Every session includes hands-on work with your actual numbers. You'll leave each class with something you can use immediately—not homework you'll ignore.
Tracking Without the Tedium
Build a system that takes five minutes a day, not an hour. Learn which expenses matter and which you can estimate. Set up automation that actually works with your bank's tools.
Category Design That Makes Sense
Stop using generic budget templates that don't fit your life. Create categories that reflect your actual spending patterns and priorities. Adjust them as circumstances change without starting over.
The Reality Check Sessions
Monthly income varies? Freelance gigs? Seasonal work? We'll build budgets that flex with reality instead of breaking when life happens. Plus strategies for lean months that don't derail everything.
Emergency Fund Architecture
Not just "save three months of expenses"—that's useless advice. Build a fund that matches your actual risk level, income stability, and life situation. Make it accessible but not too accessible.
Reporting You'll Actually Read
Create monthly snapshots that take two minutes to review and tell you everything important. Spot problems early. Celebrate wins properly. Share information with partners without spreadsheet confusion.
Learn From People Who've Been There
Our instructors aren't just teachers—they've all rebuilt their own financial lives using these methods.
Seo-yun Baek
Lead Budget Instructor
Recovered from serious debt in 2018 by creating the tracking system we now teach. Former finance journalist who got tired of writing about money management she wasn't practicing herself.
Min-ji Rhee
Variable Income Specialist
Freelance translator who spent years with unpredictable income. Developed the flexible budgeting approach after traditional methods failed repeatedly. Now teaches others how to budget when paychecks vary wildly.
Ji-woo Kang
Advanced Systems Coach
Small business owner who built comprehensive tracking for mixed personal and business finances. Specializes in helping households where multiple income sources create complicated scenarios.
Next Session Starts September 2025
Classes meet twice weekly in-person or via live video. Maximum 15 students per track so everyone gets individual attention. Materials provided, but bring your own laptop and recent bank statements.
Duration
8-12 Weeks
Class Size
Max 15 People
Format
Hybrid Available